Budget 2025

Nov 11, 2025

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Musings

Trump trade unwinds

We have to agree that we are in a period of uncertainty, the diplomatic car crash of the Oval office meeting a few weeks ago followed by the threat of tariffs coming into focus has everyone reeling. Certainly the view from President Trump is reshaping the US economy and market… Read More ⇢
Wild Swimming

Loch Faskally 6c in the water Claire regularly wild swims with a group or on her own most days. She really enjoys it and on a day like today it looks great but feels cold. There are a lot of health benefits and certainly mental health benefits of wild swimming.… Read More ⇢
Monachyle Mhor

We had a night at Monachyle Mhor and it was a fabulous location and meal. We drove over and experienced the last 30 minutes off the A84 on a single track road. When we arrived we realised that Bertie couldn’t stay in the “In the Trees” room we had booked… Read More ⇢
Effective Media Investments in D2C Marketing

I spend a lot of time thinking about consumer marketing especially in D2C (direct to consumer). Bizarrely it is one of the disciplines that everyone has an opinion on how we could improve our marketing. I am quite dispassionate about marketing channels, activities or peoples opinions which hasn’t always been… Read More ⇢
Berkshire Hathaway: A Long-Term Investment Strategy

The author, an investor in Berkshire Hathaway, uses it as a hedge for a tech-heavy portfolio, praising its long-term investment strategy. The outdated website contrasts with Warren Buffett’s insightful annual shareholder letters, revealing significant tax payments and a successful reinvestment strategy, highlighting remarkable long-term gains compared to the S&P 500. Read More ⇢
Pitlochry Festival Theatre

The winter words festival just finished in Pitlochry this weekend. We moved here last year full time having stayed in a few locations around the world. It’s great to see many authors and artists head here to share there stories. I can literally look out of the window and see… Read More ⇢
Rachel Reeves’ Autumn Budget: Impact on Inheritance Tax

There has been a lot of discussion in the media over the changes Rachel Reeves made to Inheritance Tax in the Autumn Budget. These range from changes to tax rates, filling in the £22b black hole (Pothole to me!) and changes in the treatment of Inheritance Tax in a few… Read More ⇢
Queen’s View

We had a wander on the side of Loch Tummel this morning, we enjoyed the view up the Tummel to Schiehallion which was covered in snow. There is a car park a few yards from here that takes Ringo for parking charges but there is no cell phone signal in… Read More ⇢
Ben Vrackie

We live close to Ben Vrackie and it’s a nice walk from the car park (signposted) to the top in a round trip of around 10km. The early part of the walk is pretty easy through woodland and then it gets a little more challenging up to a loch (this… Read More ⇢