An advent calendar of tax changes

Nov 19, 2025

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Musings

Am I too young to go on a cruise

When we were in Miami last year we looked out onto the cruise port and spent many hours considering whether we should try a cruise. Cruise holidays have a bad reputation of being for older people and known for the tannoy announcements and buffet restaurants. Sort of a holiday camp… Read More ⇢
Woodstock for Capitalists

Many will have seen the news of Warren Buffett shocking the AGM of Berkshire Hathaway with the announcement that he plans to step down at the end of the year (at 94!) Berkshire Hathaway has outperformed the S&P 500 since he acquired a textile company with the idea of turning… Read More ⇢
Bring back Catalogues

I touched in the last post about the fact that marketeers are pretty much exclusively taught about digital marketing. It is results season for META, GOOG and AMZN for Q1 2025 and I wanted to pick out some numbers to allow us to think about traditional marketing versus digital marketing.… Read More ⇢
Training Marketeers

Although there are number of scale up and startup programs in the UK and specifically in Scotland, we constantly here that there is a skill shortage in marketing. This is probably due to actual experience, if you are a good marketeer then you should probably be starting your own business… Read More ⇢
Manufacturing Origins: China vs USA in A/B Testing

I saw this tweet from Ramon van Meer about an A/B test on manufactured in China v USA and consumers perception (https://x.com/ramonvanmeer/status/1915484527541280955?s=48). I love A/B tests but I also like to make sure that they are properly founded. This clean A/B test testing price point and where its made had… Read More ⇢
Madrid

I had a few days in Madrid this week visiting Andrew who has left the UK for a better life and language in Spain. I hadn’t been to Madrid for many years in fact tbh e last time was helping some due diligence on a business called Meta4 that was… Read More ⇢
Going Infinite

I have just read the Michael Lewis book about SBF and rise and fall of crypto businesses Almeda research and FTX. Michael Lewis definitely has a soft spot for SBF and I can see why, like any traditional run on a bank the timing of the collapse of FTX was… Read More ⇢
Adjusting My Investment Strategy Amid Market Volatility

I discussed the current market conditions yesterday but thought it would be worth documenting changes in my porfolio and the concentration in it. Before yesterday, I held Amazon, Meta, Vanguard US 500, MSFT, BRK.A and BRK.B in my main portfolio. The concentration of which would scare most people with AMZN… Read More ⇢
Trading in uncertainty

I just checked my trading account on number of trades made in 2025 versus 2024. I generally buy and hold stocks and certainly don’t day trade or move in and out of stocks. I made 13 trades in the entire year of 2024 both buy and sell so really not… Read More ⇢